Beware and be aware of rising health costs



One of the key challenges we may face going forward in our financial plan is the possibility of a huge rise in health risks and corresponding escalation in health care costs. And this is going to be boosted by innovations in the health care sector and that comes definitely at a higher cost to all of us.

Do consider the following check list on your health care cover:

  1. Do I have adequate health cover?
  2. Do my dependents have adequate health cover?
  3. Am I covered by my organization?
  4. Is the cover offered by my organization sufficient enough for me and my family?
  5. What happens during job transitions? ( Remember, you will be left with no cover during the job transition.)
  6. What happens at a later stage when I decide to be on my own, rather than working for an organization?


For eg., If you were to incur Rs 2 lacs towards the cost of health care now, can you imagine what could be the probable cost after 15 years which is equivalent to Rs 2 lacs???





 Rs. 16.3 Lacs



Yes, It may cost you about Rs 16.3 Lacs.. Or even more than that..


Do your homework on your health care cover........


If you are part of an organization, do review the adequacy of cover you and your family receive...


If you are independent then all the more important to review the cover's adequacy...

Remember, you are better off when health cover is taken at the early stages of life. The principles  of "Earlier the better" & "Better late than never" work perfectly in taking health cover decisions.



Sarve Janah Sukhino Bhavantu
(May all people be happy)

Lokah Samastah Sukhino Bhavantu
(May the whole world be happy)













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